Expat Guide to Living in Singapore 2023: Your Complete Resource

Expat Guide to Living in Singapore 2023

Singapore is a vibrant city-state that offers a high standard of living, excellent healthcare, and a strong economy. Whether you’re moving for work, studies, or simply a change of scenery, Singapore has much to offer expatriates. Let’s delve into the various aspects of living in Singapore.

1. Cost of Living in Singapore

One of the first things to consider when planning your move to Singapore is the cost of living. While Singapore is known for being an expensive city, it also provides various amenities and opportunities. Here’s a breakdown of the key expenses:

• Housing: Singapore offers a range of housing options, from public housing (HDB flats) to private condominiums. Rental prices will vary depending on the location and size of the property.
• Utilities: Utilities such as electricity, water, and internet are generally affordable in Singapore. Check out our tips and guides on buying electrical appliances in Singapore here.
• Transportation: Public transportation in Singapore is efficient and reasonably priced. The Mass Rapid Transit (MRT) system and buses connect the entire island.
• Food: Singapore is a food paradise with options to suit all budgets. Hawker centers offer affordable local delicacies, while fine dining establishments cater to those seeking a more lavish dining experience.

2. Finding Accommodation

Finding suitable accommodation is a crucial step in settling into Singapore. The city offers a wide range of housing options, catering to different budgets and preferences. Consider the following:

• HDB Flats: Public housing provided by the Housing and Development Board (HDB). These flats are available for both rental and purchase.
• Condominiums: Private condominiums offer a range of facilities, including swimming pools, gyms, and security services.
• Landed Properties: If you prefer more space and privacy, landed properties such as terraced houses and bungalows are available.
• Rental Process: When renting a property, be prepared to provide necessary documents such as your employment pass, proof of income, and a security deposit.

3. Education and Schools

If you’re moving with your family, you’ll be pleased to know that Singapore has a well-established education system. Here are some key points to consider:

• Local Schools: Singapore has both public and private schools. Public schools follow a rigorous curriculum, while international schools offer a broader range of programs.
• Admission Process: Check the admission criteria and timelines for the schools you’re interested in. It’s advisable to start the process early, as popular schools may have limited vacancies.
• Cost of Education: International schools tend to have higher fees compared to local schools. Take this into account when planning your budget.

4. Healthcare and Medical Services

Singapore is renowned for its excellent healthcare system. Here’s what you need to know:

• Public Healthcare: The government-funded healthcare system, known as Medisave, ensures that Singaporeans and permanent residents have access to affordable medical services.
• Private Healthcare: Singapore boasts world-class private medical facilities and specialists. Expats often opt for private insurance to cover their healthcare needs.
• Medical Insurance: It’s advisable to have comprehensive health insurance to protect yourself from unexpected medical expenses.

5. Transportation in Singapore

Getting around Singapore is a breeze, thanks to its well-developed transportation network. Consider the following options:

• Mass Rapid Transit (MRT): The MRT is a convenient and efficient way to travel around the island. It connects major residential areas, business districts, and popular attractions.
• Buses: Singapore has an extensive bus network that complements the MRT system. Buses are an affordable option for shorter distances or areas not covered by the MRT.
• Taxis and Ride-Hailing Services: Taxis and ride-hailing services like Grab are readily available. They provide a comfortable and convenient mode of transport, particularly for late-night travel or when carrying heavy luggage.

6. Cultural Etiquette and Customs

Singapore is a diverse city with a mix of cultures and religions. It’s essential to familiarize yourself with the local customs and etiquette:

• Respect for Elders: In Singaporean culture, showing respect for elders is highly valued. It is customary to address someone older as “uncle” or “auntie” as a sign of respect.
• Multicultural Society: Singapore celebrates a variety of cultural festivals, including Chinese New Year, Hari Raya Puasa, Deepavali, and Christmas. Embrace the diversity and partake in the festivities.
• Tipping: Tipping is not a common practice in Singapore, as a service charge is typically included in the bill. However, it’s acceptable to leave a small amount as a gesture of appreciation for exceptional service.